/* ===========================
SERVICE OVERVIEW — WHAT IS IT
=========================== */
.overview {
    background: var(--white);
}

.ov-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

.ov-sticky {
    position: sticky;
    top: calc(var(--nav-h) + 24px);
}

.ov-label-line {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
}

.ov-label-line::after {
    content: '';
    flex: 1;
    height: 1px;
    background: var(--gray-200);
}

.ov-body {
    font-size: 15px;
    color: var(--gray-700);
    line-height: 1.9;
}

.ov-body p {
    margin-bottom: 18px;
}

.ov-body strong {
    color: var(--black);
    font-weight: 600;
}

.ov-highlight {
    border-left: 3px solid var(--red);
    padding: 16px 20px;
    background: rgba(200, 16, 46, 0.04);
    border-radius: 0 6px 6px 0;
    margin: 24px 0;
    font-family: var(--font-display);
    font-size: 1.05rem;
    font-style: italic;
    color: var(--black-2);
    line-height: 1.7;
}

.ov-pillars {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.ov-pillar {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    padding: 20px;
    border: 1px solid var(--gray-200);
    border-radius: 8px;
    transition: var(--transition);
    cursor: default;
}

.ov-pillar:hover {
    border-color: var(--red);
    box-shadow: var(--shadow-sm);
    background: var(--gray-50);
}

.ov-pillar-icon {
    width: 48px;
    height: 48px;
    flex-shrink: 0;
    border-radius: 10px;
    background: rgba(200, 16, 46, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--red);
    font-size: 18px;
    transition: var(--transition);
}

.ov-pillar:hover .ov-pillar-icon {
    background: var(--red);
    color: white;
}

.ov-pillar h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 4px;
    color: var(--black);
}

.ov-pillar p {
    font-size: 13.5px;
    color: var(--gray-500);
    line-height: 1.7;
}

/* ===========================
        INVESTMENT TYPES
        =========================== */
.inv-types {
    background: var(--gray-50);
}

.inv-tabs {
    display: flex;
    gap: 0;
    border: 1px solid var(--gray-200);
    border-radius: 8px;
    overflow: hidden;
    margin-bottom: 48px;
    background: white;
}

.inv-tab {
    flex: 1;
    padding: 14px 10px;
    text-align: center;
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-500);
    cursor: pointer;
    transition: var(--transition);
    border-right: 1px solid var(--gray-200);
    position: relative;
}

.inv-tab:last-child {
    border-right: none;
}

.inv-tab.active {
    color: var(--white);
    background: var(--red);
}

.inv-tab:not(.active):hover {
    background: var(--gray-50);
    color: var(--red);
}

.inv-panels {}

.inv-panel {
    display: none;
}

.inv-panel.active {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.inv-panel-left {}

.inv-panel-visual {
    background: var(--black);
    border-radius: 12px;
    padding: 36px;
    position: relative;
    overflow: hidden;
    min-height: 340px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.inv-panel-visual::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse at 60% 40%, rgba(200, 16, 46, 0.2), transparent 65%);
}

.inv-panel-icon {
    font-size: 72px;
    position: relative;
    z-index: 1;
    filter: drop-shadow(0 8px 32px rgba(200, 16, 46, 0.3));
}

.inv-card-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.inv-card {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 18px;
    background: white;
    border: 1px solid var(--gray-200);
    border-radius: 8px;
    transition: var(--transition);
    cursor: default;
}

.inv-card:hover {
    border-color: var(--red);
    box-shadow: var(--shadow-sm);
}

.inv-card-icon {
    width: 40px;
    height: 40px;
    flex-shrink: 0;
    border-radius: 8px;
    background: rgba(200, 16, 46, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--red);
    font-size: 16px;
    transition: var(--transition);
}

.inv-card:hover .inv-card-icon {
    background: var(--red);
    color: white;
}

.inv-card h4 {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 3px;
}

.inv-card p {
    font-size: 12.5px;
    color: var(--gray-500);
    line-height: 1.6;
}

.inv-card .tag {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 2px 8px;
    border-radius: 100px;
    margin-top: 6px;
}

.tag-high {
    background: rgba(200, 16, 46, 0.1);
    color: var(--red);
}

.tag-med {
    background: rgba(234, 179, 8, 0.1);
    color: #b45309;
}

.tag-low {
    background: rgba(74, 222, 128, 0.1);
    color: #15803d;
}

/* ===========================
        RISK MATRIX
        =========================== */
.risk-section {
    background: var(--white);
}

.risk-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start;
}

.risk-matrix {}

.rm-header {
    display: grid;
    grid-template-columns: 120px 1fr 1fr 1fr;
    gap: 0;
    text-align: center;
    margin-bottom: 4px;
}

.rm-header span {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: var(--gray-500);
    padding: 8px 4px;
}

.rm-row {
    display: grid;
    grid-template-columns: 120px 1fr 1fr 1fr;
    border: 1px solid var(--gray-200);
    border-radius: 6px;
    margin-bottom: 6px;
    overflow: hidden;
    transition: var(--transition);
}

.rm-row:hover {
    border-color: var(--red);
    box-shadow: var(--shadow-sm);
}

.rm-label {
    padding: 14px 12px;
    font-size: 13px;
    font-weight: 700;
    color: var(--black);
    background: var(--gray-50);
    display: flex;
    align-items: center;
    border-right: 1px solid var(--gray-200);
}

.rm-cell {
    padding: 14px 8px;
    text-align: center;
    font-size: 12.5px;
    color: var(--gray-700);
    display: flex;
    align-items: center;
    justify-content: center;
    border-right: 1px solid var(--gray-100);
}

.rm-cell:last-child {
    border-right: none;
}

.dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    display: inline-block;
    margin: 0 2px;
}

.dot.red {
    background: var(--red);
}

.dot.gray {
    background: var(--gray-200);
}

/* donut chart placeholder */
.risk-visual {
    text-align: center;
}

.risk-donut-wrap {
    position: relative;
    width: 220px;
    height: 220px;
    margin: 0 auto 24px;
}

.risk-donut-svg {
    width: 100%;
    height: 100%;
}

.risk-center-text {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.risk-center-text .big {
    font-family: var(--font-display);
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--black);
    line-height: 1;
}

.risk-center-text .sm {
    font-size: 11px;
    color: var(--gray-500);
    margin-top: 4px;
}

.risk-legend {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.rl-item {
    display: flex;
    align-items: center;
    gap: 10px;
}

.rl-dot {
    width: 12px;
    height: 12px;
    border-radius: 3px;
    flex-shrink: 0;
}

.rl-label {
    font-size: 13px;
    color: var(--gray-700);
    flex: 1;
}

.rl-pct {
    font-size: 13px;
    font-weight: 700;
    color: var(--black);
}

/* ===========================
        PROCESS — INVESTMENT JOURNEY
        =========================== */
.inv-process {
    background: var(--black);
}

.ip-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 0;
    position: relative;
}

.ip-grid::before {
    content: '';
    position: absolute;
    top: 28px;
    left: calc(100%/12);
    right: calc(100%/12);
    height: 1px;
    background: rgba(255, 255, 255, 0.08);
    pointer-events: none;
}

.ip-step {
    padding: 0 12px;
    text-align: center;
}

.ip-num-wrap {
    position: relative;
    display: inline-block;
    margin-bottom: 20px;
}

.ip-num {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.05);
    border: 2px solid rgba(255, 255, 255, 0.10);
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 1;
    font-family: var(--font-display);
    font-size: 18px;
    font-weight: 700;
    color: rgba(255, 255, 255, 0.3);
    transition: var(--transition);
    margin: 0 auto;
    cursor: default;
}

.ip-step:hover .ip-num,
.ip-step.active .ip-num {
    background: var(--red);
    border-color: var(--red);
    color: white;
    box-shadow: 0 0 0 8px rgba(200, 16, 46, 0.12);
}

.ip-step h4 {
    font-size: 13px;
    font-weight: 700;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 8px;
}

.ip-step p {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.38);
    line-height: 1.65;
}

/* ===========================
        WHO IS IT FOR
        =========================== */
.for-whom {
    background: var(--gray-50);
}

.fw-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.fw-card {
    background: white;
    border: 1px solid var(--gray-200);
    border-radius: 10px;
    padding: 32px 28px;
    transition: var(--transition);
    cursor: default;
    position: relative;
    overflow: hidden;
}

.fw-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--red);
    transform: scaleX(0);
    transition: transform .3s;
}

.fw-card:hover::after {
    transform: scaleX(1);
}

.fw-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-4px);
}

.fw-emoji {
    font-size: 36px;
    margin-bottom: 16px;
}

.fw-card h3 {
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--black);
}

.fw-card p {
    font-size: 13.5px;
    color: var(--gray-500);
    line-height: 1.75;
    margin-bottom: 16px;
}

.fw-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.fw-tag {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: .5px;
    background: rgba(200, 16, 46, 0.07);
    color: var(--red);
    padding: 3px 10px;
    border-radius: 100px;
}

/* ===========================
        PERFORMANCE TABLE
        =========================== */
.perf-section {
    background: white;
}

.perf-table-wrap {
    overflow-x: auto;
}

.perf-table {
    width: 100%;
    border-collapse: collapse;
}

.perf-table th {
    background: var(--black);
    color: rgba(255, 255, 255, 0.7);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    padding: 14px 20px;
    text-align: left;
    border-bottom: none;
}

.perf-table th:first-child {
    border-radius: 8px 0 0 0;
}

.perf-table th:last-child {
    border-radius: 0 8px 0 0;
}

.perf-table td {
    padding: 14px 20px;
    font-size: 13.5px;
    color: var(--gray-700);
    border-bottom: 1px solid var(--gray-100);
}

.perf-table tr:hover td {
    background: var(--gray-50);
}

.perf-table tr:last-child td {
    border-bottom: none;
}

.perf-table .name {
    font-weight: 600;
    color: var(--black);
}

.perf-table .up {
    color: #15803d;
    font-weight: 700;
}

.perf-table .dn {
    color: var(--red);
    font-weight: 700;
}

.perf-bar-cell {
    min-width: 120px;
}

.perf-bar-bg {
    height: 6px;
    background: var(--gray-100);
    border-radius: 3px;
    overflow: hidden;
}

.perf-bar-fill {
    height: 100%;
    border-radius: 3px;
    background: var(--red);
}

.risk-badge {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 100px;
}

.rb-h {
    background: rgba(200, 16, 46, .10);
    color: var(--red);
}

.rb-m {
    background: rgba(234, 179, 8, .10);
    color: #b45309;
}

.rb-l {
    background: rgba(74, 222, 128, .10);
    color: #15803d;
}

/* ===========================
        FAQ
        =========================== */
.faq-section {
    background: var(--gray-50);
}

.faq-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 80px;
    align-items: start;
}

.faq-intro {
    position: sticky;
    top: calc(var(--nav-h) + 24px);
}

.faq-list {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.faq-item {
    border-bottom: 1px solid var(--gray-200);
}

.faq-q {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 20px 4px;
    cursor: pointer;
    transition: color .2s;
}

.faq-q:hover {
    color: var(--red);
}

.faq-q span {
    font-size: 15px;
    font-weight: 600;
}

.faq-q i {
    font-size: 12px;
    color: var(--red);
    transition: transform .3s;
    flex-shrink: 0;
}

.faq-item.open .faq-q i {
    transform: rotate(45deg);
}

.faq-a {
    font-size: 14px;
    color: var(--gray-500);
    line-height: 1.8;
    padding: 0 4px 20px;
    display: none;
}

.faq-item.open .faq-a {
    display: block;
}

/* ===========================
        CTA BAND
        =========================== */
.cta-band {
    background: linear-gradient(135deg, var(--black) 0%, #1a0608 50%, var(--black) 100%);
    padding: 80px 0;
    position: relative;
    overflow: hidden;
    border-top: 1px solid rgba(200, 16, 46, 0.2);
}

.cta-band::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(200, 16, 46, 0.12), transparent 65%);
    pointer-events: none;
}

.cta-content {
    position: relative;
    z-index: 1;
    text-align: center;
}

.cta-content .section-label {
    justify-content: center;
    display: flex;
}

.cta-title {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 900;
    color: white;
    margin-bottom: 16px;
}

.cta-title span {
    color: var(--red);
}

.cta-desc {
    font-size: 1rem;
    color: rgba(255, 255, 255, 0.55);
    margin-bottom: 36px;
    max-width: 520px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.8;
}

.cta-actions {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

.cta-trust {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
    margin-top: 36px;
}

.ct-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.45);
    font-size: 13px;
}

.ct-item i {
    color: var(--red);
}

/* ===========================
RESPONSIVE
=========================== */
@media (max-width:1100px) {
    .nav-links {
        gap: 0;
    }

    .nav-link {
        padding: 0 10px;
        font-size: 13px;
    }

    .ip-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .ip-grid::before {
        display: none;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr 1fr;
    }

    .related-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width:900px) {

    .nav-links,
    .nav-cta {
        display: none;
    }

    .hamburger {
        display: flex;
    }

    .sh-content {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .sh-right {
        display: none;
    }

    .ov-grid {
        grid-template-columns: 1fr;
    }

    .ov-sticky {
        position: static;
    }

    .inv-panel.active {
        grid-template-columns: 1fr;
    }

    .risk-grid {
        grid-template-columns: 1fr;
    }

    .faq-grid {
        grid-template-columns: 1fr;
    }

    .faq-intro {
        position: static;
    }

    .fw-grid {
        grid-template-columns: 1fr 1fr;
    }

    .ip-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .inv-tabs {
        flex-wrap: wrap;
    }
}

@media (max-width:640px) {
    :root {
        --nav-h: 64px;
    }

    .section {
        padding: 64px 0;
    }

    .fw-grid {
        grid-template-columns: 1fr;
    }

    .related-grid {
        grid-template-columns: 1fr 1fr;
    }

    .perf-table th:nth-child(n+4) {
        display: none;
    }

    .perf-table td:nth-child(n+4) {
        display: none;
    }

    .sh-quick-stats {
        flex-wrap: wrap;
    }

    .sh-qs {
        min-width: 100px;
    }

    .topbar {
        display: none;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
}