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Tax Planning ·
Published Today
Tax Planning 8 min
FY 2025-26 · June 9, 2025
The Complete FY26 Tax Planning Checklist: 14 Actions Before March 31
From NPS top-up to LTCG harvesting — a step-by-step checklist of every tax move to make before the financial year ends.
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24,800 reads
LTCG Harvesting Guide
Latest Posts

This Week on WealthBridge Blog

Tax Planning 10 min
June 8, 2025
Old Regime vs New Regime FY26: The Exact Crossover Point for Every Income Slab
We ran the numbers for ₹8L, ₹12L, ₹15L, ₹20L, and ₹30L incomes. Here's the precise deduction threshold at which the old regime wins — and why most high-earners with home loans should stay put.
Investing 7 min
June 7, 2025
Why I Tell Clients to Stop at 4 Mutual Funds — and Which 4
Portfolio overlap is one of the most common and silent wealth-destroyers. After reviewing 3,000+ client portfolios, here's the optimal fund structure — and the specific allocation rationale.
Real Estate 9 min
June 6, 2025
The 5 Questions to Ask Before Signing Any Builder-Buyer Agreement
In 12 years of real estate advisory, these are the five clauses that have either protected or destroyed clients' investments — and most buyers never ask about them.
Insurance 6 min
June 5, 2025
The One Number That Tells You If Your Health Cover is Adequate
It's not the premium. It's the sum insured divided by the average ICU cost in your city. If the number is below 3, you're underinsured — no matter what your policy document says.
Retirement 11 min
June 4, 2025
The ₹1 Crore Retirement Myth: Why It Falls Short — and What the Actual Number Is
A ₹1Cr corpus at 7% withdrawal in 1990 was generous. In 2025, with 6% inflation and 12% healthcare costs, it barely covers 12 years. Here's how to calculate what you actually need.
NRI 8 min
June 3, 2025
NRI Returning to India: The 7-Step Financial Checklist for the Year Before You Come Back
Residential status change has massive tax implications — on your global income, Indian investments, and bank accounts. Most NRIs discover this too late. Here's how to prepare.
Investing 5 min
June 2, 2025
SIP Step-Up: The Single Habit That Turns ₹5,000/Month into ₹2.8 Crore
Increasing your SIP by just 10% every year doesn't feel like much. Over 25 years at 12% CAGR, it adds ₹1.2Cr to your final corpus compared to a flat SIP. Here's why — with the numbers.
Tax Planning 6 min
June 1, 2025
NPS 80CCD(1B): The ₹50,000 Deduction 60% of Salaried Professionals Are Missing
It's the most underused tax benefit available to salaried Indians. Opens a ₹50,000 deduction window beyond the ₹1.5L 80C limit. Here's how to set it up in 48 hours.
Read in Order

Multi-Part Series

Some topics deserve more than one post. These structured series walk you through complex subjects from first principles to advanced strategy.

Series · 6 Parts
The Complete FY26 Tax Planning Series
1
Old vs New Regime: Making the Right Choice
10 min
2
Maximising 80C: ELSS vs PPF vs Home Loan
8 min
3
The NPS 80CCD(1B) Deep Dive
7 min
4
LTCG Tax Harvesting: Step-by-Step
14 min
5
80D, HRA, and Home Loan Together
9 min
6
The FY26 End-of-Year Checklist
8 min
Series · 5 Parts
Building a Goal-Based SIP Portfolio from Scratch
1
Goal-Based Investing: The Framework
8 min
2
Choosing the Right 4 Funds
10 min
3
SIP Amount, Step-Up, and Timing
7 min
4
Rebalancing: When and How
6 min
5
The Glide Path: Protecting What You Built
9 min
Series · 4 Parts
The Complete NRI Investment Guide for India
1
NRE vs NRO vs FCNR: Which Account When
9 min
2
Investing in Indian Mutual Funds as an NRI
8 min
3
NRI Real Estate: FEMA, Tax, and Title
12 min
4
The Return-to-India Financial Checklist
10 min
Written by Advisors

Meet the Authors

Every post is written by the advisor who actually does this work for clients. No ghost writers, no content agencies, no sponsored opinions.

RN
Rajesh Nair
Head of Tax Advisory · CA, CFP
18 years in personal taxation. Has reviewed 8,000+ ITRs. Writes every post with one question: "what does this save you specifically?"
84
Posts
18yr
Exp.
AS
Ananya Sharma
Chief Investment Officer · CFA
Former Franklin Templeton fund manager. Writes about portfolio construction, fund selection, and long-term wealth creation with data-first rigour.
72
Posts
16yr
Exp.
PM
Priya Mehta
Head of Real Estate · RERA
Veteran of ₹500Cr+ in property transactions. Writes about micro-market analysis, NRI investing, and the legal pitfalls most buyers discover too late.
58
Posts
14yr
Exp.
SK
Suresh Kumar
Head of Insurance · IRDAI, CFP
12 years structuring health and life policies. Writes about insurance with the same clarity he uses when helping clients navigate claims at 11pm.
44
Posts
12yr
Exp.
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