Our Services  ·  Health Insurance

Protect What Matters Most — Your Health & Family

A single medical emergency can wipe out years of savings. WealthBridge helps you choose the right health insurance — right coverage, right insurer, right premium — so your wealth stays intact when life gets unpredictable.

500+
Plans Compared
98%
Claim Settlement
10K+
Families Covered
Claim Settled
₹8.6L
Within 4 working days
Coverage Overview Active
75%
covered
Hospitalisation
100%
Critical Illness
80%
Day Care
75%
OPD / Dental
40%
Sum Insured
₹25 L
Network Hospitals
10K+
Annual Premium
₹18K / yr
Cashless Claims
98%
Tax Benefit u/s 80D
₹75K saved
Max deduction this FY

Why the Right Health
Plan Changes Everything

Medical inflation runs at 14% annually in India. A single ICU admission can cost ₹5–15 lakhs. Without the right cover, one hospitalisation can derail your financial plan by years. We help you stay protected — always.

Cashless Hospitalisation
10,000+ network hospitals across India. Zero payment at admission — we handle the rest.
Critical Illness Cover
Lump-sum payout on diagnosis of cancer, heart attack, stroke, and 34 other conditions.
Family Floater Plans
One policy, entire family. Share a higher sum insured at significantly lower premiums.
80D Tax Deduction
Save up to ₹75,000 annually on premiums paid for self, spouse, children, and parents.
IRDAI
Approved Advisor
Why Adequate Cover Matters
Avg. ICU cost (metro) ₹8–15L / week
Medical inflation rate 14% annually
Families with adequate cover Only 22%
OOP spending post-claim Reduced by 84%
Claim settlement ratio 98% cashless
10,000+
Families Insured

Health Insurance Plans for Every Need

From individual covers to comprehensive super top-ups — we map the right plan to your health history, family size, and budget.

Individual Health Plan
Personal cover tailored to your age, health profile, and lifestyle risk.
Hospitalisation up to ₹1 Cr
Pre & post hospitalisation
Day care procedures
Ambulance cover included
No-claim bonus up to 100%
Get This Plan
Super Top-Up Plan
Enhance existing employer cover or base policy at minimal additional premium.
Kicks in after deductible
Up to ₹1 Cr additional cover
Works with any base policy
All hospitalisation types
Very low annual premium
Get This Plan
Senior Citizen Plan
Dedicated plans for parents aged 60+ with higher base cover and OPD benefits.
Entry up to age 80
Pre-existing conditions covered
OPD doctor visits included
Domiciliary hospitalisation
₹50K 80D benefit for parents
Get This Plan
Critical Illness Cover
Lump-sum benefit on diagnosis of 36 life-threatening illnesses.
Cancer, heart attack, stroke
36 critical illnesses covered
One-time lump sum payout
Use for any expense
Up to ₹50L sum insured
Get This Plan
Group / Corporate Plan
Designed for business owners and employers who want to cover their team.
Minimum 7 employees
No medical underwriting
Dependent cover optional
Tax deductible premium
Dedicated claims manager
Get This Plan

What's Covered at a Glance

Not all policies are equal. Here's how the major coverage categories stack up across our recommended plan tiers.

Coverage Feature Individual Family Floater Super Top-Up Senior Citizen
Inpatient Hospitalisation
Pre-Hospitalisation (60 days)
Post-Hospitalisation (90 days)
Day Care Procedures Partial
Pre-Existing Diseases After 3 yrs After 3 yrs After 2 yrs After 1 yr
Maternity & Newborn
OPD / Outpatient Visits Add-on Add-on
Mental Health Coverage Partial
Sum Insured Restore Benefit Optional Optional
No-Claim Bonus Up to 100% Up to 100% Up to 50% Up to 50%
Section 80D Tax Benefit

Get Covered in 5 Simple Steps

From a quick call to an active policy — we handle everything, end to end.

1

Health Assessment

Free consultation to understand your health history, family size, and risk exposure.

2

Plan Comparison

We compare 30+ insurers across 500+ plans — filtering by premium, coverage, and claim ratio.

3

Tailored Recommendation

You receive 2–3 curated options with a clear explanation of trade-offs and costs.

4

Hassle-Free Issuance

We handle paperwork, forms, and medicals. Policy issued digitally in 48 hours.

5

Claim Support

Dedicated claim desk assists you at every stage — from intimation to settlement.

How Much Health Cover Do You Actually Need?

Use our free calculator — factor in your city, age, family size, and existing employer cover to get the ideal sum insured recommendation in under 2 minutes.

Try Health Calculator

Filing a Claim is Stress-Free with WealthBridge

A medical emergency is stressful enough. Our dedicated claims team ensures you never have to fight an insurer alone.

01
Intimate the Claim
Call our 24/7 claims helpline or raise a ticket on our portal — within 24 hours of hospitalisation.
02
Cashless Authorisation
We coordinate with the network hospital's TPA desk to pre-authorise your cashless admission in real-time.
03
Document Handling
Our team collects all discharge summaries, bills, and reports on your behalf — zero paperwork stress.
04
Fast Settlement
98% of cashless claims settled within 4 working days. Reimbursement claims within 15 days.

Families Who Were Glad They Were Covered

★★★★★
"

My father was hospitalised for a cardiac procedure. The cashless claim of ₹6.2L was settled in 3 days — not a single rupee out of pocket. WealthBridge guided us every step of the way.

PD
Priya Desai
Software Architect, Hyderabad · Family Floater
★★★★★
"

I was paying ₹22,000/year for a policy with gaps in critical illness cover. WealthBridge switched me to a better plan at ₹16,500 — and saved me ₹48K in taxes under 80D at the same time.

SK
Siddharth Kumar
Business Owner, Delhi · Age 44
★★★★★
"

Getting health insurance for my parents (aged 68 & 71) felt impossible. WealthBridge found us a senior citizen plan that covers pre-existing conditions with a 1-year waiting period. Incredible service.

NR
Neha Rao
CA, Bengaluru · Senior Citizen Plan

Health Insurance Questions

Everything you want to know before buying — answered honestly and without jargon.

As a rule of thumb, the minimum adequate sum insured in a metro city is ₹10–15 lakhs per person, or ₹25–50 lakhs for a family floater, given current hospitalisation costs and 14% medical inflation. Our advisors use your city, family size, and existing employer cover to recommend the exact figure.
Typically no. Employer group policies average ₹3–5 lakhs sum insured, cover ceases on job change, and don't include parents or critical illness. A personal policy works alongside your employer cover to fill these gaps — and you keep it regardless of where you work.
Most policies have: (a) 30-day initial waiting period for all claims except accidents, (b) 2–4 year waiting period for pre-existing conditions, and (c) 1–2 year waiting for specific illnesses like hernia or cataracts. Buying young means shorter waits. We help you choose policies with the most favourable waiting terms.
Under Section 80D: ₹25,000 for self/spouse/children + ₹25,000 for parents below 60 (total ₹50,000). If parents are senior citizens, the deduction for them rises to ₹50,000 — giving you a total deduction of ₹75,000 per year.
Cashless: you get treated at a network hospital; the insurer pays the hospital directly — zero out-of-pocket payment. Reimbursement: you pay first at a non-network hospital, then submit bills for refund within 30 days. We always recommend choosing network hospitals for seamless cashless claims.
Yes — IRDAI allows portability between insurers without losing accrued no-claim bonus or waiting period credits. Applications must be submitted 45 days before renewal. WealthBridge handles the entire porting process and ensures no coverage gap.

The Best Day to Get Covered
Was Yesterday. Next Best is Now.

Medical emergencies don't wait for a convenient moment. Talk to a WealthBridge health insurance advisor today — free, no commitment, no pressure.

IRDAI Approved Advisor
500+ Plans Compared
98% Claim Settlement
Zero Commission Bias