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Grow BeforeYou Invest a Rupee

Six free, advisor-calibrated calculators for SIP returns, retirement corpus, tax savings, goal planning, and more. Move a slider — see the outcome instantly.

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₹10K SIP → ₹1Cr
In just 22 years at 12%
Quick SIP Calculator Live
Monthly SIP Amount ₹10,000
Investment Duration 15 years
Expected Return (p.a.) 12%
₹50.46L
Corpus
₹18L
Invested
₹32.46L
Returns
Education Inflation
10–12% p.a.
Factor our calculators use
SIP Returns Calculator
Adjust the sliders to see how your monthly SIP grows over time. Results update instantly.
Monthly SIP Amount ₹10,000
₹500₹50K₹1L₹2L
Duration (Years) 15 yrs
1 yr10 yrs20 yrs40 yrs
Expected Return (% p.a.) 12%
4%10%16%24%
Annual Step-Up (%) 0%
0%5%10%20%
Total Corpus
₹50.46 L
After 15 years at 12% p.a.
₹18 L
Invested
₹32.46 L
Returns
2.8×
Multiplier
64%
returns
Amount Invested
₹18 L
Returns Earned
₹32.46 L
Want this optimised for your goals?
A WealthBridge advisor models this with your actual tax slab and LTCG impact.
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Lump Sum Calculator
Calculate how a one-time investment grows over time with compounding returns.
Investment Amount ₹5,00,000
₹10K₹10L₹50L₹1Cr
Duration (Years) 10 yrs
1 yr10 yrs20 yrs40 yrs
Expected Return (% p.a.) 12%
4%10%16%24%
Inflation Rate (% p.a.) 6%
0%4%8%12%
Future Value
₹1.55 Cr
After 10 years at 12% p.a.
₹5 L
Invested
₹1.05 Cr
Returns
₹86.5 L
Real Value
68%
returns
Amount Invested
₹5 L
Returns Earned
₹1.05 Cr
LTCG impact on lump sum investments?
Our advisors calculate post-tax returns with LTCG and indexation factored in.
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Goal SIP Planner
Know your target corpus? Work backwards to find the exact monthly SIP you need to reach it.
Target Corpus ₹50,00,000
₹1L₹25L₹1Cr₹5Cr
Time to Goal (Years) 15 yrs
1 yr10 yrs20 yrs40 yrs
Expected Return (% p.a.) 12%
4%10%15%20%
Inflation on Goal (% p.a.) 6%
0%5%10%15%
Monthly SIP Required
₹12,500
To reach ₹50L in 15 years at 12%
₹1.20 Cr
Inflation-Adj. Target
₹22.5 L
Total Invested
₹1.20 Cr
Corpus Built
Advisor Tip
Adding a 10% annual step-up to this SIP reduces the effective monthly burden today — while building significantly more corpus over time.
Build Your Goal Plan
Planning for a child's education?
We factor in institution-specific inflation and LTCG strategy for education corpus planning.
Explore
Tax Savings Calculator
Enter your annual income and existing investments to see how much tax you can save this FY.
Annual Income (₹) ₹15,00,000
₹5L₹20L₹50L₹1Cr
80C Investments Used ₹1,50,000
₹0₹50K₹1L₹1.5L
80D (Health Insurance) ₹25,000
₹0₹25K₹50K₹75K
NPS 80CCD(1B) ₹50,000
₹0₹25K₹50K Max
Tax Regime
Old Regime
New Regime
Total Tax Saved
₹2,24,250
Under Old Regime with all deductions
₹15 L
Gross Income
₹12.75 L
Taxable Income
14.9%
Effective Rate
Deduction Breakdown
See Tax Strategy
Is old or new regime better for you?
We model both regimes with your actual deductions and show the winner.
Get Analysis
Retirement Corpus Calculator
How much do you need to retire comfortably? Calculate your inflation-adjusted retirement corpus and the monthly SIP to build it.
Current Age 32 years
22354555
Retirement Age 60 years
45556070
Monthly Expenses Today (₹) ₹80,000
₹20K₹1L₹2L₹5L
Life Expectancy 85 years
708090100
Expected Return Pre-Retirement (%) 12%
6%10%14%18%
Retirement Corpus Needed
₹6.2 Cr
To retire at 60 with ₹80K/month in today's value
₹18,400
Monthly SIP
28 yrs
Years to Retire
25 yrs
Retirement Span
Assumptions Used
Want an NPS + SWP retirement plan?
Our advisors model NPS, EPF, and equity SIPs together — with tax-optimised withdrawal strategy.
Plan Now
SWP Calculator
How long will your retirement corpus last with regular monthly withdrawals?
Starting Corpus (₹) ₹1,00,00,000
₹10L₹1Cr₹3Cr₹5Cr
Monthly Withdrawal (₹) ₹50,000
₹5K₹1L₹3L₹5L
Expected Return on Corpus (% p.a.) 8%
4%8%12%16%
Withdrawal Inflation (% p.a.) 6%
0%4%8%12%
Corpus Lasts
23 Years
₹1Cr at ₹50K/month, 8% return, 6% withdrawal growth
₹1.58 Cr
Total Withdrawn
₹58 L
Returns Earned
₹1.92L
Final Month Withdrawal
How to Extend Your Corpus
Start with a smaller monthly withdrawal and increase by inflation only. Keeping the corpus invested in a balanced fund (50% equity, 50% debt) vs a pure debt fund can add 6-10 years to sustainability.
Plan My Withdrawals
Build a bullet-proof withdrawal plan
Our advisors model SWP with tax efficiency, NPS annuity, and rental income combined.
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Getting the Most from These Tools

Four Steps to Meaningful Results

1

Pick Your Calculator

Choose the tool that matches your question — SIP returns, retirement corpus, tax savings, or goal planning.

2

Set Realistic Inputs

Use your actual monthly amount and honest return expectations. Nifty's 20-year average: 14%. Use 12% for conservative planning.

3

Read the Breakdown

Look beyond the headline number — invested amount, returns earned, effective tax rate, or corpus duration tell the real story.

4

Act on It

A calculator is a starting point, not a plan. A WealthBridge advisor turns these numbers into a real, personalised financial plan.

Numbers are a start. A plan is what changes your life.

Our advisors take your calculator results and build a real, personalised financial plan — with your actual tax slab, goals, and life stage. Free, no commitment.

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From Calculator to Action

Your Number is Clear.
Now Build the Plan That Hits It.

These calculators show you the destination. WealthBridge advisors build the route — choosing the right instruments, tax strategy, and protection layer for your specific situation.

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