Life Insurance

Protect What Matters Most

Comprehensive life insurance plans crafted for every stage of life — secure your family's financial future with trusted coverage that grows with you.

2.4M+
Policyholders
₹48K Cr
Claims Settled
98.7%
Claim Settlement
Verified Policy
Term Life Cover
₹1 Cr
Coverage Amount · Policy #SL-29481
Premium Paid: 72% 12 yrs remaining
Tax Saved
Annual Premium
₹12,480
Beneficiaries
3 Added
Trusted by
HDFC Life LIC India SBI Life ICICI Pru Max Life Tata AIA

Life Insurance Built Around Your Life

From first-time buyers to seasoned investors, we tailor every plan to your unique needs, goals, and budget — with complete transparency and zero hidden charges.

98.7% Claim Settlement
Industry-leading claim settlement ratio ensures your family receives benefits without delays or disputes.
Affordable Premiums
₹1 Crore cover starting at just ₹523/month. Premium stays locked for the entire policy tenure.
Instant Issuance
Complete your KYC and get your policy document issued digitally in under 10 minutes.
Critical Illness Rider
Add critical illness cover for 60+ conditions as a rider — lump sum payout on diagnosis.
Tax Benefits Under 80C
Premiums paid are deductible up to ₹1.5L under Section 80C. Death benefits are 100% tax-free.
24/7 Expert Support
Dedicated relationship managers and round-the-clock claim support via phone, chat, or video.

Choose Your Life Insurance Plan

Flexible plans for every life stage. Upgrade, modify, or add riders anytime.

Shield Basic
523/month
Pure term protection for early-career individuals.

  • ₹50 Lakh Life Cover
  • 20-Year Policy Term
  • Accidental Death Benefit
  • 80C Tax Deduction
  • Critical Illness Rider
  • Premium Waiver Benefit
Get Started
Shield Elite
2,199/month
Maximum protection for high-net-worth individuals.

  • ₹5 Crore Life Cover
  • Whole Life / Custom Term
  • Accidental Death + Disability
  • All Tax Benefits Included
  • Critical Illness (60 conditions)
  • Dedicated Relationship Manager
Get Started

All plans include free-look period of 30 days · Zero commission policy · Compare all features →

Every Type of Life Cover, One Platform

Term Life Insurance

Pure, no-frills protection that pays out a lump sum to your beneficiaries if you pass away during the policy term. The most affordable way to secure your family's future — premiums are up to 70% lower than traditional plans.

Affordable Premiums High Sum Assured Fixed Premiums Online Purchase
Coverage Range
₹25L – ₹10 Crore
Policy Term
10 – 40 Years
Entry Age
18 – 65 Years
Starting Premium
₹523 / month

Whole Life Insurance

Coverage that never expires — protect your loved ones for life (up to age 99) while building guaranteed cash value over time. Perfect for wealth transfer and estate planning goals.

Lifelong Coverage Cash Value Build-up Loan Against Policy Estate Planning
Coverage
Upto age 99
Sum Assured Range
₹10L – ₹5 Crore
Entry Age
18 – 55 Years
Premium Payment
Limited / Regular Pay

Endowment Plans

Combines life protection with guaranteed savings. Receive a maturity benefit if you survive the policy term — a disciplined way to save while staying insured for major life goals.

Savings + Protection Guaranteed Returns Maturity Bonus Child Plans
Policy Term
12 – 30 Years
Guaranteed Returns
4% – 6% p.a.
Entry Age
0 – 60 Years
Maturity Benefit
Sum Assured + Bonus

ULIP — Unit Linked Insurance

Market-linked returns combined with life cover. Invest your premiums across equity, debt, or balanced funds and watch your wealth grow alongside your protection — ideal for long-term wealth creation.

Market-linked Returns Fund Switching Partial Withdrawal Wealth Creation
Lock-in Period
5 Years
Expected Returns
8% – 14% p.a.
Fund Options
Equity / Debt / Hybrid
Min Premium
₹1,500/month

Know Your Premium in 30 Seconds

Adjust your coverage amount, term, and age to instantly see your estimated monthly premium — no registration required.

  • Instant premium estimate with no personal data required
  • Results account for gender, smoking status & health
  • Compare premiums across multiple plan types
Premium Calculator
Estimate your monthly premium instantly
Date of Birth
Gender
Sum Assured
₹1 Crore
Policy Term
20 Years
Smoker?
Plan Type
Estimated Monthly Premium
₹1,049
*Indicative estimate. Final premium based on medical underwriting.
Get Exact Quote

Insured in 4 Easy Steps

01
Calculate Premium
Use our free calculator to find the ideal coverage amount and plan that fits your budget.
02
Fill Application
Complete a simple 5-minute online form. No physical paperwork or branch visits needed.
03
Medical Review
For most plans, a video medical consultation is all that's required — from the comfort of home.
04
Policy Issued!
Your policy document arrives digitally in minutes. Track everything from your personal dashboard.

Trusted by 2.4 Million Families

★★★★★
"The entire process was seamless. Got my ₹1 Crore cover issued in under 15 minutes. The premium calculator helped me find the perfect plan for my family's needs."
RK
Rajan Kulkarni
IT Professional, Pune · Shield Plus
★★★★★
"When my husband passed away, the claim was settled in just 4 working days. No unnecessary questions, no delays. ShieldLife truly delivered on their promise during the hardest time."
PM
Priya Mehta
Homemaker, Ahmedabad · Shield Plus
★★★★☆
"Added the critical illness rider for just ₹200 more per month — and it covered my bypass surgery expenses completely. The customer support team was available every step of the way."
AS
Amit Sharma
Business Owner, Surat · Shield Elite
4.8
★★★★★
Google Reviews
4.7
★★★★★
Trustpilot
98%
Recommend to Friends
14K+
Verified Reviews

Frequently Asked Questions

Have more questions? Our advisors are available 24/7.

Chat with Us

Term Life provides coverage for a specific period (e.g., 20 years) at a low premium — ideal for income protection. Whole Life covers you for your entire life and builds a cash value component, making it suitable for wealth transfer and long-term financial planning.

A general rule of thumb is 10–15 times your annual income. Factor in outstanding loans, children's education costs, and spouse's income. Our calculator helps you arrive at a personalised figure based on your specific circumstances.

Yes — for sum assured up to ₹50 Lakhs and if you're below 35 years of age with a clean health history, a video medical consultation (or no medical at all) may suffice. Higher covers require a full medical underwriting process.

Premiums paid are deductible up to ₹1.5 Lakhs under Section 80C. The death benefit received by your nominee is completely tax-free under Section 10(10D). Maturity payouts (where applicable) are also exempt subject to conditions.

We guarantee claim intimation acknowledgement within 24 hours and settlement within 30 working days of receiving all documents. Our average claim settlement time is 4 working days, and we maintain a 98.7% claim settlement ratio — one of the highest in the industry.

Your Family Deserves Security.
Start Today.

Get covered in minutes — policies start at ₹523/month. Free-look period of 30 days. No pressure.